3. AFT Occupational Liability Plan — up to $1 M in coverage
URA-AFT is pleased to provide liability protection for claims or charges arising out of the employment activities of a member. You must be a full member in good standing of the URA-AFT in order to file a claim. Contact the URA-AFT office to obtain a letter verifying your membership status by calling (732) 745‑0300 or e-mailing firstname.lastname@example.org.
4. Accidental Death and Dismemberment (AD&D)
- free $5,000 death benefit
The coverage pays benefits to insured members who die as a result of an accident or who suffer the loss of a hand, leg or similar serious injury. Benefits are paid directly to the member. In the case of accidental death, benefits are paid to the member’s beneficiary. To designate a beneficiary, you must request a beneficiary card by calling (732) 745‑0300 or e-mailing email@example.com.
5. $5,000 No-Cost Term Life Insurance — a free benefit as a new member